Life insurance in Namibia

Life insurance pays your family when you pass away, so they can carry on: pay off debt, keep the home and keep the children in school. Bonlife has two life insurance plans. The OneLife Plan pays a lump sum of up to N$1,000,000, from N$195 a month. The Cash Plan pays your family every month for 6 months, from N$275 a month. No medical tests, and valid claims are paid within 48 hours of verified documents.

Who is life insurance for?

Breadwinners who want to secure their family's future.

Families who need steady monthly support after a loss.

Anyone who wants to replace several small policies with one plan.

Life cover of up to N$1,000,000.

Compare our life insurance plans

OneLife Plan

Ages 18-60
N$ 195
00 From, per month
  • Up to N$1,000,000 lump sum
  • Free N$25,000 funeral benefit

Cash Plan

Ages 18-60
N$ 275
00 From, per month
  • N$10,000 or N$15,000 cash a month
  • Paid every month for 6 months

OneLife Plan, ages 18-39

N$195 for N$250,000, N$220 for N$500,000, N$295 for N$750,000, N$350 for N$1,000,000.

OneLife Plan, ages 40-45

N$220, N$250, N$340 or N$405.

OneLife Plan, ages 46-50

N$280, N$350, N$500 or N$675.

OneLife Plan, ages 51-55

N$320, N$485, N$750 or N$975.

OneLife Plan, ages 56-60

N$450, N$775, N$1,150 or N$1,550.

Cash Plan

Option One: N$275 a month for N$10,000 cash every month. Option Two: N$425 a month for N$15,000 cash every month.

Pay 10% less online

Apply on Bonlife 90 and pay 10% less every month.

Lump sum of up to N$1,000,000

Paid to up to 4 nominated beneficiaries, split equally.

Free N$25,000 Funeral Benefit

Paid to a nominated funeral beneficiary, separate from the lump sum.

Free Income Protection

N$5,000 a month for 12 months if you are temporarily disabled and cannot work for at least 3 months in a row.

Free 3-month premium freeze

Pause premiums for 3 months during financial hardship, after 12 premiums.

Free 15% cash back

15% of your premiums back after every 5 years without a claim.

Cash every month for 6 months

N$10,000 or N$15,000 a month, paid to your beneficiary.

Groceries every month

A N$1,000 grocery voucher with each monthly payment.

Total support

N$66,000 on Option One, or N$96,000 on Option Two, over 6 months.

OneLife Plan

50% of the lump sum from month 7, and 100% from month 13. Deaths from listed pre-existing conditions are covered only after 24 months.

Cash Plan

Natural death is covered after 9 months. Death in a motor vehicle accident is covered after 1 month.

Paid within 48 hours

Valid claims are paid within 48 hours once all documents are received and verified.

Cash Plan payments

The first monthly payment is made within 48 hours of verified documents, followed by 5 more monthly payments.

Time limit

Submit a claim within 6 months of the date of death.

How to claim

Hand in your documents at any Bonlife branch. See how to claim.

No medical tests

Cover without a clinic visit. The OneLife Plan has a short health declaration.

10% online discount

Apply online, pay 10% less. Every month.

Up to N$1,000,000

A lump sum for your family on the OneLife Plan.

Paid every month

The Cash Plan pays your family every month for 6 months.

15% cash back

Every 5 years without a claim on the OneLife Plan.

Kampala Loyalty Programme

The longer you stay, the more you earn. From month 3.

Frequently asked questions

Life insurance pays your family when you pass away. Bonlife’s OneLife Plan pays a lump sum of up to N$1,000,000, and the Cash Plan pays N$10,000 or N$15,000 every month for 6 months.

The Bonlife OneLife Plan starts at N$195 a month for N$250,000 cover (ages 18-39). The Cash Plan costs N$275 or N$425 a month. Apply online on Bonlife 90 and pay 10% less every month.

The OneLife Plan pays one lump sum of N$250,000 to N$1,000,000, plus a free N$25,000 funeral benefit. The Cash Plan pays your family every month for 6 months, like a salary that keeps coming, plus a N$1,000 grocery voucher each month.

No. The OneLife Plan has a short health declaration but no medical tests. The Cash Plan has no medical tests and no health questions.

Bonlife pays valid claims within 48 hours once all documents are received and verified.

Employed people aged 18-60. The applicant must be the person covered and must also pay the premium, by debit order or card.

On the OneLife Plan, 50% of the lump sum is paid from month 7 and 100% from month 13. On the Cash Plan, natural death is covered after 9 months and a motor vehicle accident after 1 month.

Yes. A Cash Plan can be held alongside a Bonlife funeral plan, and the OneLife Plan includes a free N$25,000 funeral benefit.

Get life insurance today

Get a quote online and pay 10% less every month. Benefits vary by plan. T&Cs apply.