A 15% cash-back bonus is paid every 5 years if no claim has been submitted.
The Bonlife One Life Plan is built for employed individuals who want more than basic funeral cover. It offers one powerful policy with a substantial lump sum payout, built-in benefits, no medical tests, premium relief options, and a 15% cash-back incentive for long-term value.
One comprehensive policy replaces multiple small funeral plans with a substantial lump sum and built-in protection.
Designed for employed individuals aged 18–60 who want higher cover, income protection, and premium flexibility.
Structured for serious financial planning with long-term value and a real cash-back incentive.
From the 1st of the month after first premium is received.
Standard 6 months.
50% payout between months 7–12 and 100% payout from month 13.
24 months for pre-existing conditions.
Premiums are paid monthly in advance, on or before the 1st of each month.
Debit order only.
The policy automatically lapses after 3 consecutive unpaid premiums.
Only one One Life Plan per Main Life is allowed.
The applicant must be employed and must be the premium payer.
A 15% cash-back bonus is paid every 5 years if no claim has been submitted.
Age Requirements
Main Life / Applicant: Between 18 – 60 years (on next birthday)
Applicant must be employed
Only one One Life Plan per Main Life is allowed
Applicant must be the Main Life and premium payer
Quick and simple application process with no health examinations required, making substantial life cover accessible to employed individuals.
Choose cover from N$250,000 up to N$1,000,000, providing meaningful financial security for your family when it matters most.
Includes N$5,000 per month for 12 months in the event of temporary disability, plus a 3-month premium freeze during financial hardship.
Receive 15% of your premiums back every 5 years if no claim has been submitted, real value for responsible policyholders.
If you do not submit a claim within a 5-year period, you receive 15% of your paid premiums back as a no-claim bonus.
Your cover begins on the 1st day of the month following receipt of your first premium.
The plan pays out after the 6-month waiting period. If a claim occurs between months 7–12, 50% of the cover amount is paid. From month 13 onward, 100% of the selected lump sum is paid. Pre-existing conditions carry a 24-month waiting period.
A lump sum is a single, once-off payment made to your nominated beneficiary when a valid claim is approved. Instead of smaller monthly payouts, the full selected cover amount (e.g., N$250,000 up to N$1,000,000) is paid at once, giving your family immediate financial security and flexibility.
No. No medical tests are required to apply.
