Prime Plan

The Bonlife Prime Plan offers enhanced funeral coverage with a free premium waiver benefit. This means if the main life insured passes away, other members on the policy remain covered without further premium payments, providing lasting peace of mind for your family.

Who is this plan for?

Individuals looking for higher cover options.

People who prefer no medical tests and quick, simple claims.

Single parents with children.

Enhanced funeral cover with a free premium waiver!

18-49 Years Old

Option 1

Standard cover for individuals
N$ 122
00 Per Month
  • N$ 25000.00 Total Cover
  • Free premium waiver

Option 2

Full cover for individuals
N$ 192
00 Per Month
  • N$ 50000.00 Total Cover
  • Free premium waiver

Option 1

Standard cover for families
N$ 205
00 Per Month
  • N$ 25000.00 Main Life cover
  • N$ 15000.00 Spousal Cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 2

Full cover for families
N$ 395
Per Month
  • N$ 50000.00 Main Life cover
  • N$ 15000.00 Spousal Cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 1

Starter cover for single parents
N$ 149
00 Per Month
  • N$ 25000.00 Main Life cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 2

Standard cover for single parents
N$ 295
Per Month
  • N$ 50000.00 Main Life cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

50-60 Years Old

Option 1

Standard cover for individuals
N$ 152
00 Per Month
  • N$ 25000.00 Total Cover
  • Free premium waiver

Option 2

Full cover for individuals
N$ 250
00 Per Month
  • N$ 50000.00 Total Cover
  • Free premium waiver

Option 1

Standard cover for families
N$ 295
00 Per Month
  • N$ 25000.00 Main Life cover
  • N$ 15000.00 Spousal Cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 2

Full cover for families
N$ 450
00 Per Month
  • N$ 50000.00 Main Life cover
  • N$ 15000.00 Spousal Cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 1

Starter cover for single parents
N$ 215
00 Per Month
  • N$ 25000.00 Main Life cover
  • N$ 10000.00 Children Cover
  • Free premium waiver

Option 2

Standard cover for single parents
N$ 325
00 Per Month
  • N$ 50000.00 Main Life cover
  • N$ 10000.00 Children Cover
  • Free premium waiver
Casket benefit

N$ 8500 value
From N$ 34.50 p.month

Luxury casket

N$ 16000 value
From N$ 54.50 p.month

Early comfort

Reduced waiting period
N$ 30.00 p.month

Family supporter

N$ 4000 x 3 months
N$ 55.00 p.month

Grocery benefit

N$ 2000 or N$ 4000 voucher
From N$ 9.50 p.month

Onyama meatfeast

N$ 8000 value
From N$ 37.00 p.month

Refreshment benefit

N$ 2000 or N$ 4000 voucher
From N$ 9.50 p.month

Tombstone benefit

N$ 7500 or N$ 15000 value
From N$ 31.50 p.month

Transportation benefit

N$ 7500 value
From N$ 19.50 p.month

Veggie benefit

N$ 2500 value
From N$ 12.50 p.month

Retrenchment benefit

N$ 3000 value
N$ 25.00 p.month

Main Life / Applicant

18 - 60 years old
Next birthday

Spouse

18 - 60 years old
Next birthday

Children

0 - 18 years old
Next birthday

Start of cover

From the 1st of the month after first premium is received.

Waiting periods

Standard 12 months for natural causes. Add Early Comfort to reduce this to 6 months. There is no waiting period for accidental death.

Premium Payments

Premiums are paid monthly in advance, on or before the 1st of each month.

Auto-lapse

The policy automatically lapses after 3 consecutive unpaid premiums.

Built-in premium waiver (included)

If the Main Life passes away, premiums are waived for 24 months, keeping your spouse and children covered without payment.

Plan limit

Only one Prime Plan per Main Life is allowed.

Free premium waiver (included)

If the Main Life passes away, premiums are waived for 24 months, keeping your family fully covered.

Instant cash benefit

Get N$1,000 via eWallet on the same day your claim is approved to start arrangements.

Fast claims processing

Valid claims are paid within 48 hours once the required documents are verified, providing quick support.

No medical tests

Apply easily—no health examinations required, making cover accessible and hassle-free for individuals and families.

Frequently
asked questions

Only one Prime Plan per Main Life is allowed.

Valid claims are typically paid within 48 hours of document approval.

Add Early Comfort (Prime = N$30 / month) to cut the natural death waiting period from 12 months to 6 months.

Cash, debit order, Government deduction, EFT, retailers (Pick n Pay, Woermann & Brock), NAMPOST, FNB/Standard Bank/Bank Windhoek branches, and Bonlife branches.

Get started today

Choose the Prime Plan option that fits your needs and protect your loved ones today.