Only one policy per main life is allowed for the LifeGuard plan.
Adults 18–60 and families with children who want protection against unexpected accidents or disabilities.
Anyone who wants income protection when accidents happen.
Anyone who wants simple, fixed pricing and fast claims.
Main Life: 18-60 (next birthday)
Immediate family: (spouse age 18-60 and children age 0-18 on next birthday)
From the 1st of the month after first premium is received.
A standard waiting period of one (1) month will start from the first calendar month after receipt of first premium.
Premiums are paid monthly in advance, on or before the 1st of each month.
The policy automatically lapses after 3 consecutive unpaid premiums. Lapsed policies may be reinstated per policy terms.
Only one policy per main life is allowed for the LifeGuard plan.
Individuals or families receive a lump sum amount in case of accidental death.
Individuals or families receive a lump sum amount in case of permanent disablement.
Individuals or families receive a monthly lump sum amount in case they are unable to attend work because of an accident.
Individuals or families receive daily protection incase of unexpected accidents.
Option 1 pays N$ 100 000 for accidental death, N$ 100 000 for permanent disablement, N$ 30 000 income protection per month from month 13-24, and N$ 1 000 per day (maximum $20 000 per annum) for family care.
Option 2 pays N$ 100 000 for accidental death, N$ 100 000 for permanent disablement, N$ 30 000 income protection per month from month 13-24, and N$ 1 000 per day (maximum $20 000 per person per annum) or maximum of N$ 50 000 per family, for family care, for the insured and spouse.
Per child (maximum of 6 children) option 2 pays N$ 10 000 for accidental death and N$ 1 000 per day (maximum $20 000 per person per annum) or maximum of N$ 50 000 per family, for family care.
Payments are made according to the policy terms to your nominated beneficiaries.
A standard waiting period of one (1) month will start from the first calendar month after receipt of first premium.
The LifeGuard plan covers individuals as well as immediate family members.
